Benefits of our 3rd pillar
3A Savings
3A Savings 3A Portfolio
Calculate your income on retirement
Self-employed status: the details
An occupational pension (2nd pillar) is not mandatory for self-employed workers, hence the importance of finding alternative solutions for building up wealth to use in retirement.
Contributions of up to 20% may be deducted from the income you receive from paid work. The maximum you may pay is CHF 34,128.
The 3rd pillar capital can be withdrawn, at the earliest, 5 years before standard retirement age. It can also be used to pay for 2nd pillar years.
Calculate your income on retirement
Retirees need an income of around 80% of their final salary if they are to maintain the same standard of living. However, their minimum pension income will only account for about 60% * of their final salary.
In the calculator below we will use this figure, as well as your desired income, as a basis to estimate how much more income you would need to achieve your desired level for retirement. For a detailed calculation that reflects your personal situation, we invite you to meet one of our advisors in-branch.
Use the calculator below to see how much more income you would need:
* The minimum income from the basic state pension depends on various factors, including your salary and your number of years of employment in Switzerland; the minimum pension from your 2nd pillar depends on your level of salary and the coverage provided by your pension fund. .