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Legal notices

This section provides you with legal details about Crédit Agricole next bank (Suisse) SA, including the legal and regulatory provisions that govern it, as well as the terms of use of our website.

You will also find details of data protection, deposit guarantees, and other important information to ensure a seamless and secure banking experience.

General terms and conditions

These general terms and conditions govern the business relationship (hereinafter the "Relationship"), including all related banking products and services, established between Crédit Agricole next bank (Suisse) SA (hereinafter: "CAnb" or "the Bank") and its customers (hereinafter the "Customer").

Terms of use

By accessing this website of Crédit Agricole next bank (Suisse) SA (hereinafter: CAnb or the Bank), you confirm that you have read and accepted these terms of use.

Personal data processing

Crédit Agricole next bank (Suisse) SA is committed to complying with Swiss and European data protection regulations which impose high standards of protection and an obligation of transparency on the processing of personal data.

Automatic exchange of information

The international standard governing the automatic exchange of information (AEOI) is designed to increase transparency in tax matters, in order to combat international tax evasion.

Deposit guarantee

As a Swiss banking institution, Crédit Agricole next bank (Suisse) SA has signed the depositor protection scheme for customers with deposits in Swiss banks or securities firms.

Fighting corruption

Crédit Agricole next bank (Suisse) SA is strengthening its system for detecting and preventing unethical, delinquent, and criminal behaviour. This system is supported by a dedicated governance structure and is reflected in the commitment of the Group's senior management to a zero-tolerance policy.

Risks inherent in trading financial instruments

This brochure from the Swiss Bankers Association (SBA) is designed to help you make the right investment decisions by enabling you to compare different financial instruments.

Information leaflet (LSFin)

The Federal Law on Financial Services ("LSFin"), which came into force on January 1, 2020, aims to protect investors and other recipients of financial services, to set comparable conditions for providers of such services, and - in so doing - contribute to strengthening the reputation and competitiveness of the Swiss financial centre.

Mastercard debit card terms of use

The Mastercard debit card Terms and Conditions set out the terms and conditions of use for your Mastercard debit card, including how to get the card, any applicable fees, and the guarantees offered.

CA next bank TWINT terms and conditions of use

Crédit Agricole next bank (Suisse) SA (hereinafter: "the Bank") offers its customers a mobile payment app for iOS and Android, called "CA next bank TWINT" (hereinafter: the "CA next bank TWINT App"). This app enables cashless payments via the TWINT payment system (hereinafter the "TWINT system"). The TWINT payment system is operated by TWINT AG, headquartered in Zurich.

"CA next bank TWINT" mobile app data protection policy

Data protection and data security are a priority for Crédit Agricole next bank (Suisse) SA (hereinafter "CAnb") and its partners. In this data protection policy, the customer is informed about data processing and data flows when, through the CA next bank TWINT app (hereinafter: the "CA next bank TWINT app"), they pay merchants or other private individuals and uses value-added services.

Rules for the “Win your entry to the 3Länderlauf” Competition

Crédit Agricole next bank (Suisse) SA, Esplanade de Pont-Rouge 4-6, 1212 Grand-Lancy (hereafter the “Organiser”) is organising a Competition entitled “Win your entry to the 3Länderlauf” (hereafter the “Competition”).