How do I open a bank account?

You already live in Switzerland

Steps to take:

It's very simple: a valid identity document and your work permit are all you need!
If you are a couple, both people will need to produce the supporting documents.
Make an appointment now at a bank branch or open an account online.

You are still abroad

Steps to take:

If you are still abroad, some banks accept online opening, depending on the country where you currently live. Don't hesitate to enquire directly at the bank of your choice.

If you're passing through to prepare for your arrival, take the opportunity to visit the bank! Make an appointment at the bank of your choice and bring valid ID and your next employment contract with you!

In both cases, banks generally ask people from abroad to meet the following conditions:

• Be a private individual acting in a private capacity
• Be of legal age
• Provide proof of address from one of the following documents:
  • Energy (electricity, water, etc.), Internet or telephone bill less than 12 months old.
  • Tax notice less than 14 months old or rent receipt less than 12 months old.
  • In addition, if you are staying with a third party: two-sided proof of identity, proof of address and a sworn statement from the host.
• Provide proof of economic ties with Switzerland from one of the following documents:
  • If you are employed: employment contract signed by both parties, payslip or letter from the employer less than 6 months old.
  • If you are self-employed or retired: AVS statement or proof of retirement