We are taking another step in modernising our services with the launch of instant payments in Switzerland. Now you can make transfers that arrive in the recipient's account in less than 10 seconds, any time of day or night.
A service designed for your everyday life
Instant payments address many situations where speed is essential:
- financial emergencies: need to send money immediately to a friend or family member
- last-minute purchases: pay for a purchase that requires immediate payment
- splitting expenses: instantly reimburse your friends after a meal or a weekend getaway
- business transactions: provide immediate proof of payment to a supplier
Unlike traditional bank transfers, which can take up to one business day, instant payments are processed immediately. You receive an immediate confirmation, and account balances are updated in real time.
Availability and pricing
The service is available to most major Swiss banks starting today. Each instant payment in CHF is charged CHF 2.
It is not possible to make an instant payment from a CHF account to a EUR account.
Take advantage of this innovation now, which transforms your banking experience and gives you complete freedom in managing your payments.