Welcoming a child changes so much! Your needs evolve, and so does the way you think about your plans and your finances. You can't plan for everything, but a few good habits can help you approach this new chapter with more peace of mind. Whether you've just become a parent, are expecting, or are simply planning to have a child, here's some guidance to help you see the financial side more clearly.
"Will I have enough money to provide for my children, now and in the future?" Insurance, healthcare, food, childcare, education, activities: the costs of raising a child are real, and they change as your child grows. It's a budget worth planning for. If you're unsure, we can help you review your financial situation and build realistic projections for the medium and long term.
"How can I finance a bigger home for my child?" As children grow, they often need more space — but your home can't simply expand. Assess when a move might become necessary, then get support to weigh your options (renting, buying, etc.), cost out your project, and put together a suitable financing plan.
"Can I afford to reduce my working hours to spend more time with my child?" Finding the right balance between career and family life isn't easy. Keep in mind that the financial cost of reducing your working hours isn't limited to your income today — it also affects your retirement savings. For short-, medium- and long-term calculations, and to make informed decisions, ask our experts for support.
When your life is changing, or about to, it's essential to start with a clear picture of your current wealth and to build projections for the future under different scenarios. Savings, liquidity, investments, occupational pension or third pillar: all these factors need to be brought together and analysed in light of your personal situation and goals. We suggest building a financial plan together. By reviewing your personal and financial situation, we help you achieve your life goals and secure your future — today and tomorrow.
At Crédit Agricole next bank, you're not a number. You're a person with your own story. Our ambition: to be useful to you, whatever your wishes or plans.
Open an account remotely in just 10 minutes, use a smooth and modern mobile banking app to manage your day-to-day finances, use the Pilla app to manage your retirement savings, and access online calculators... Our digital tools are designed to simplify your daily life, no matter where you live.
Every client, whatever their wealth, benefits from a dedicated advisor who can easily be reached through your e-banking's secure messaging, by phone, by email, or in person at one of our 13 branches across French-speaking, German-speaking and Italian-speaking Switzerland. Link: Find a branch. Find a branch
