Debit cards
- Payments in Switzerland
- Payments abroad
- Contactless payment
- Withdrawals in Switzerland
- Withdrawals abroad
- Personal choice of PIN code
Credit card
(free for the 1st year2)
- Payments in Switzerland
- Payments abroad
- Online payments
- Contactless payments
- Withdrawals in Switzerland
- Withdrawals abroad
- Deferred payment or advance payment
- Personal choice of PIN code
- Travel and air accident insurance
- Trip cancellation insurance
- Trip interruption insurance
- Medical travel assistance
- Best-price guarantee
- Extended warranty
- Loyalty program
Credit card
(-50% for the 1st year3)
- Payments in Switzerland
- Payments abroad
- Online payments
- Contactless payments
- Withdrawals in Switzerland
- Withdrawals abroad
- Deferred payment or advance payment
- Personal choice of PIN code
- Travel and air accident insurance
- Trip cancellation insurance
- Trip interruption insurance
- Medical travel assistance
- Delayed luggage insurance
- Insurance for lost, stolen or damaged luggage
- Collision damage excess waiver or hired vehicles
- Best-price guarantee
- Extended warranty
- Purchase protection insurance
- Loyalty program
Our Maestro card and Mastercard has a contactless function
Your card features a contactless function if the logo 
appears.
You can use it anywhere Maestro cards are accepted and the payment terminal is equipped with a contactless function. These terminals are recognisable by their Maestro and contactless logos. 
Hold your card within 4 cm of the contactless card reader at the payment terminal. Confirmation of the payment will appear on the screen after a few moments.
If the amount owed is less than CHF 40, the payment will be made without you having to enter a PIN code.
Yes, you can disable or reactivate the contactless function by contacting:
- one of our online advisors available from Monday to Friday from 8.30 am to 7 pm either by telephone on +41 58 33 12345 or via the live chat feature on our website: www.ca-nextbank.ch
- your local branch advisor
Contactless transactions are made without a PIN having to be entered for amounts up to CHF 80.
For security reasons, you can make transactions up to a maximum of CHF 200 without entering your PIN code. Once this amount is reached, you will be asked for your code as a safety measure.
These limits may be lower or higher abroad, depending on the individual Mastercard and Visa services.
Contactless payments use the same data transmission protocols and cryptographic security procedures as chip payments.
There is no risk of accidental payments due to the short range of the NFC signal (2 to 4 cm at most).
2 An optional free Mastercard Silver card is available from the 1st year with a CA EssenCiel Pack. Enjoy a free CA EssenCiel pack when your average balance is at least CHF 20,000. The average monthly balance in the accounts (current account(s), savings account(s) and fixed-term deposit account(s)) held by the same customer must be at least CHF 20,000.
3 An optional Mastercard Gold card is available at a 50% reduction from the 1st year with a CA EssenCiel Pack. Enjoy a free CA EssenCiel pack when your average balance is at least CHF 20,000. The average monthly balance in the accounts (current account(s), savings account(s) and fixed-term deposit account(s)) held by the same customer must be at least CHF 20,000.