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We are pleased to present our 2025 Annual Report.

The year marked the Bank’s 25th anniversary, alongside strong business momentum driven by new client acquisition, growth in mortgage lending, and the success of our pension solutions.

In a challenging environment, we delivered solid results, with rising operating income and a 16% increase in net profit.

These achievements reflect the strength of our business model, the commitment of our teams, and the trust of our clients. We also continue to make progress on our sustainability strategy towards Net Zero.

Thank you for your trust and loyalty.

The full Annual Report is available via the button below.

A challenger spirit for over 25 years!

Since 2000, Crédit Agricole next bank has evolved significantly.

From a specialist bank for cross-border workers to a truly universal, client-focused bank operating across Switzerland, driven by innovation, digitalisation and quality customer relationships.

Today, we support over 70,000 clients (cross-border commuters, Swiss residents and French expatriates) at every stage of their financial journey.

With 13 branches nationwide, we combine the strength of an established network with the agility of a modern bank.

This journey is only possible thanks to the trust of our clients, the dedication of our teams, and the support of our partners.

Crédit Agricole next bank continues its commitment to corporate social responsibility (CSR), launched in 2022.

True to its values, and for the fourth consecutive year, the Bank is dedicating 1% of its 2025 profits to support a selection of societal projects.

This initiative reflects a long-term and engaged approach, focusing on three main areas to support those who lead efforts in:

• Protecting and restoring the environment
• Supporting people facing hardship or vulnerability
• Strengthening ties between Switzerland and Europe