Change CHF/EUR
Be in pole position at the end
of every month
Open an account online

Currency exchange
Fast and secure with a SEPA transfer

What is SEPA?

SEPA (Single Euro Payments Area) is a unique system for payments in euros. It enables you to make bank transfers to EUR current accounts within the European Union as well as in Switzerland, Iceland, Norway, Liechtenstein, Monaco and San Marino.


The recipient account must be in EUR and in the European Union, or one of the SEPA member countries. You must provide the recipient’s IBAN number and BIC/SWIFT code.

How it works

SEPA makes it possible to process cross-border payments as efficiently as domestic payments. The transfer takes place the same day or, at the latest, the next working day.

Fees and conditions

An unlimited number of SEPA transfers can be made free of charge from our Crédit Agricole next bank pack1.

Frequently asked questions

1 SEPA credit transfers via online banking from your personal account are included in the pack.