Currency exchange

Fast and secure with a SEPA transfer

If you wish to avoid having to carry cash around with you and waiting at a bureau de change, you can carry out your exchange operations straight away online.

By logging in to e-banking or the secure mobile banking, you can change money simply at any time in just a few clicks. As well as providing security, this solution gives you greater flexibility to choose the best moment to make the exchange. For more details, please contact your branch advisor.

If you do not yet have access to e-banking, why not apply today?

At present, amounts of cash equal to or greater than CHF 10,000/EUR 10,000 must be declared when passing through Swiss or French customs. You will need to explain the origin and intended use of the money.

E-banking/Crédit Agricole next bank mobile banking allow you to exchange money simply and securely. All you need to do is select ‘SEPA transfers’ for transfers to the European Union or SEPA member countries, or ‘internal transfer’ for transfers within Crédit Agricole next bank (Suisse) SA.

With SEPA, you can make a transfer to any third-party current account in the European Union or SEPA member countries. The transfer takes place the same day or the next working day at the latest. The cost to make a SEPA transfer is free via e-banking or the e-banking app, or CHF 5 in a branch.

When making an internal transfer to a Crédit Agricole next bank account in EUR, you can do so directly from your current or savings account in CHF, or vice versa. The exchange rate is the same as that for a SEPA transfer, but the payment is made free of charge and immediately¹ (during office hours).

See how to make a SEPA transfer

No, a SEPA transfer enables you to make a transfer from your current account (CHF or EUR) to a third party whose euro (EUR) account is held in the European Union or one of the SEPA member countries.

Please note, it is therefore essential to verify that the recipient account is in euros (EUR)otherwise your payment could be returned to you, for which you may incur additional charges. For example, a SEPA transfer in Swiss francs (CHF) to a French account would not be possible.

See how to make a SEPA transfer

Until 15 January 2015, the minimum exchange rate was set by the Swiss National Bank (Banque Nationale Suisse - BNS) at CHF 1.20 per euro. Since this minimum rate was abolished, it has become impossible to be certain how the exchange rate may change, as it is influenced by several parameters such as the general economic situation in Europe or decisions made by the European Central Bank or by the BNS.