CA Libre Epargne instant-access savings
Don't wait to enjoy life's little indulgences

CA Libre Epargne CHF savings account
Build up instant-access savings

With a CHF or EUR CA Libre Epargne account, you build up your capital at your own pace, while retaining access to your money at all times. With this flexible savings account, you can withdraw up to CHF / EUR 20,000 per month, without notice.
One of the most competitive interest rates in Switzerland: up to 0.85% (CHF) / 0.95% (EUR)
Money available any time, up to CHF / EUR 20,000 per month
No negative interest rates

Interest rates

CA Libre Epargne CHF : 0.85%

CA Libre Epargne EUR : 0.95%

Save at one of the most competitive rates in Switzerland.

Tiered interest payment system1

CA Libre Epargne CHF

From CHF 1 to 200,000: rate of 0.85%

From CHF 200,001: rate of 0.20%

Funds may be accessed at any time

Build up capital in complete freedom, to use according to your wishes and your needs, in case of unforeseen circumstances or to plan a purchase.

Save in CHF and EUR

You can save in CHF and/or in EUR.

See detailed conditions online or in our branches.


  • Currency: CHF and/or EUR
  • Account opening and closing: free of charge
  • Annual statement: free of charge
  • Transfer of funds: free of charge
  • Blocking of funds: none
  • Lower limit: none
  • Payments: not mandatory
  • Number of annual withdrawals: unlimited
  • CA Libre Epargne CHF withdrawal limit: CHF 20,000/month
  • CA Libre Epargne EUR withdrawal limit: EUR 20,000/month
  • Notice for withdrawal higher than the limit: 3 months1
  • Payment limit CHF: unlimited
  • Payment limit EUR: 1'000'000
  • Withholding tax: 35% on interest of CHF 200 or more

Additional information

The CA Libre Epargne savings account is automatically included in CA Start, CA Extra and CA First packages.

Package fees

  • CA Start CHF 5 /month
  • CA Extra CHF 12 /month
  • CA First CHF 15 /month

The interest rate can be adjusted upwards or downwards at any time depending on financial market developments.

1 If the withdrawal limit is exceeded without notice, a penalty of 2% per quarter is automatically applied to the amount exceeding the limit. If the withdrawal limit is exceeded with less than three months' notice, the penalty is reduced proportionally. No penalty applies when you switch your CA Libre Epargne to a CA Evolution or CA myHome account.

Crédit Agricole next bank (Switzerland) SA reserves the right to adjust its fees, services and interest rates.

Avant d'être rappelé par l'un de nos experts, aidez-nous à mieux comprendre vos besoins

Oui Non


Cette option vous conviendra parfaitement si vous vivez ou passez régulièrement à proximité de : Vallorbe, Boncourt, Les Verrières, Saignelégier, Porrentruy ou encore Le sentier.

Prendre RDV en ligne

?Votre n° client contient 7 chiffres

Je souhaite recevoir des informations liées aux produits et services Crédit Agricole next bank et participer aux enquêtes de satisfaction. Pour plus d'informations concernant la politique de traitement des données personnelles de la banque, cliquez sur le lien suivant.