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Terms of use

By accessing the website of Crédit Agricole next bank (Suisse) SA (hereinafter: “CAnb”, or “the Bank”), you confirm that you have read and accepted these terms of use. If you do not agree to these terms, please exit this website.


Important legal information

Surfing on this website is subject to the applicable regulations and the present conditions governing such use. Anybody accessing information made available by Crédit Agricole next bank (Suisse) SA (hereinafter “CAnb”) on its website accepts and acknowledges to have fully understood the conditions listed below. If not, they are requested to exit the website:


Restrictions resulting from different national legal systems

This website is not intended for persons subject to jurisdictions where the transmission of, or the access to, this website is prohibited owing to the nationality of the persons in question, their place of domicile or residence or for any other reason whatsoever. Persons subject to such restrictions must not access the CAnb website. This rule applies in particular to persons residing in Germany and the United Kingdom.

As this website is not aimed at persons residing in any particular country, it is the responsibility of each visitor to ensure that he or she is authorised to access it in accordance with the laws of his/her place of domicile or residence, his/her country of origin, or those of any other country that might concern him/her.

In any case, the products and services presented are neither offered nor sold to, nor on behalf or for the benefit of, US nationals.


Absence of offer or recommendation

The contents published on this website are intended solely for information purposes and personal use. In no way does the information presented constitute an offer, inducement, advice or recommendations to subscribe to any services or benefits, or to conclude any legal transaction whatsoever. Nothing within the scope of this website is to be construed as constituting a public offer or solicitation, irrespective of the form, definition or designation of the policy adopted by CAnb in respect of third parties.

Any interaction on the part of third parties that involves the bank is understood to be at the sole initiative of such third party/ies concerned.


Disclaimer of liability for the accuracy of information

Though CAnb undertakes all that is reasonably possible to ensure the timeliness, accuracy, truthfulness and exhaustiveness of the information and documents provided on its website, it does not purport that this is the case, either at the time of their publication or consultation. Thus, the information, opinions and documents presented on the CAnb website are provided without any guarantee whatsoever, whether express or implied, and they may be modified at any time without prior notice.

Opinions and judgements may be subject to change.


When you visit our website and/or our mobile applications, information about your browsing is likely to be recorded on your device (computer, tablet or mobile phone) as cookies. The Bank uses the following four types of cookies:

  • Cookies for functionality: These are strictly necessary in order for the website to run, and in particular for using your user ID to access the secure and private sections of the site;
  • Cookies for audience measurement: They provide information on how visitors are using our website by collecting usage data such as the IP address and pages viewed. For this purpose, CAnb uses the statistical tools from Google Analytics. The data collected does not allow the user to be identified;
  • Cookies for sharing: These are installed when you share content from our website with other people on social networks.
  • Targeted or advertising cookies: These collect information about your browsing on our site in order for you to see targeted advertisements tailored to your interests.

Consulting the website and/or mobile applications means that you accept our use of cookies. However, you can change their settings at any time by configuring your browser programme. If you do so, it is likely that your internet browsing, and your conditions of access to certain services will be affected.


How can you manage cookies?

There are several options available for managing cookies. Any re-configurations that you make will be likely to change your internet browsing, and affect your access to certain services that require the use of Cookies. You can at any time choose to express and modify your wishes with regard to cookies, by the means described below.

If your device is used by more than one person or if this device has multiple web browser programmes installed, we cannot guarantee that you will be shown services and advertisements corresponding to your own usage of the device and not that of another user.


CONFIGURING YOUR BROWSER

You can configure your browser so that cookies are stored on your device or are rejected, either unilaterally or depending on who has sent them. You can also set up your browser so that you are frequently asked whether you wish to accept or reject cookies, before a cookie is likely to be registered on your device.

The way to configure each browser is different. Your browser’s help section will explain what to do.


MAKE YOUR ONLINE PREFERENCES DIRECTLY ON OUR SITE: OPT-OUT PROCEDURE

On our site you can also choose what cookies we place on your device, using the link shown below. If cookies are declined, the only one that will be stored on your device will be a cookie that disables cookie-related services. Please note – your choice is dependent on this cookie. If you delete all cookies stored on your device, via your browser, we will not know that you have chosen this option.


Data security

The bank offers its existing and prospective clients highly secure channels of communication for use with e-banking and “My CA Mobile”. These channels guarantee security when transmitting messages and managing your accounts. E-mail, or other internet-based communication systems, are not a guarantee of security or confidentiality. These messages may potentially be intercepted and their content or sender modified, and/or lost. The client or prospective client releases the Bank from any liability, except in the case of intentional misconduct or gross negligence, concerning any loss or damages that may be incurred as a result of such exchanges. Furthermore, the exchange of data may also be carried out across borders, even if the sender and the recipient are in the same country. Banking secrecy is therefore not guaranteed, and CAnb assumes no liability for any damages that may arise.


Links to other websites and the content made available by other providers

The activation of certain links on this website might make you exit the website. Those links, addresses or hyperlinks are provided solely for your own convenience and information. CAnb has not verified any of the websites linked to this website or that lead to it via links or through a web frame, and declines any liability in regard to the content of such websites, the products or services proposed or any other offer whatsoever. The use of the links on this website to any website external to CAnb is at the sole risk of the user. It is your entire responsibility to take all necessary precautions to ensure that the website chosen is not infected by a virus or any other spyware or harmful bugs.


Disclaimer

CAnb shall not be held liable, even in the case of carelessness or negligence, for any damage caused directly or indirectly or as a result of the access to, or use of (or the inability to access or use) the content of this website that might affect its users or third parties. Moreover, CAnb accepts no responsibility nor offers any guarantee whatsoever concerning the interruption or defectiveness pertaining to the functions of its website, or the presence of harmful elements such as viruses, even if CAnb was informed of the possibility of such damage.

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