In partnership with Liberty, we offer you a mandatory and voluntary pension plan solution (including 1st pillar). Our goal is to support you in preparing for your future and protecting your loved ones in the event of disability or death.
Also called AVS (Old-Age and Survivors' Insurance), it guarantees a minimum level of income to cover vital needs in retirement. The contribution is directly deducted from the salary. Anyone who lives in Switzerland or works in Switzerland contributes to the AVS.
This is occupational pension plan (Pension Fund) and aims to maintain the usual standard of living once retired, in the event of disability or death. The 1st and 2nd pillars combined represent on average 50% to 60% of the last salary received (for a full career in Switzerland).
This last optional pillar refers to private pension plans. It allows you to supplement your retirement income and to benefit from tax savings through the contributions paid.
Contact us to find out more about our occupational pension solutions.