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Transfer your mortgage to Crédit Agricole next bank

Save money, get a better rate!

Your mortgage: Is it about to expire or are you looking for better terms?

We can take over your mortgage simply and cost-effectively. Request an offer now to compare!

Set your rate for free

To make it easier for you to transfer your mortgage, we offer you the option of setting your rate up to 12 months in advance without any surcharges.

Tax advantages

Deduct your exit penalties and any renovation work from your tax bill.

Supported by experts

As specialists in the field, you benefit from our in-depth knowledge of the property market.

Our indicative interest rates*

SARON variable rateSARON rate + 0.60%
Fixed rate over 5 yearsFrom 1.86%
Fixed rate over 10 yearsFrom 1.96%

Steps to transfer your mortgage


Check the maturity date of your mortgage

First things first: find out when your current mortgage expires and when it can be terminated.


Talk to an advisor

Whether online or remotely, your advisor will help you define your new mortgage based on your goals (lower monthly repayments, carrying out works, financing new projects, etc.) and will suggest different financing solutions.


Mortgage transfer

Once the proposal has been accepted, we will help you with the procedures for terminating your old contract.

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The Swiss bank that is close to you

With almost 20 years' experience in Switzerland, Crédit Agricole next bank (Suisse) SA puts this expertise at your service. With offices in Geneva (4 branches), Basel, Lausanne, Fribourg, Yverdon, La Chaux-de-Fonds and Zurich (2 branches), Crédit Agricole next bank provides a consistently high level of service, thanks to advisors who are experts in all aspects of home financing.

Your most frequently-asked questions

* This bank margin is offered as part of our Eco-loan package. It is indicative and subject to conditions. If the SARON index, which is calculated quarterly, becomes negative, the mortgage rate applied will correspond to the bank's margin.