* The above-mentioned CHF interest rate is indicative, without guarantee, subject to conditions, and can be modified at any time. For more information, please contact your branch.
Fixed-term deposit account
Boost your savings with one of the best rates on the market and guaranteed returns.
The advantages
Fixed rate
A rate that is set upon signature of the contract, and which is independent from market fluctuations.
Security
Guaranteed capital through a secure investment.
Flexibility
Your savings are blocked for the amount of time that suits you.
Our current rate
| 3 months | 0.11% |
|---|---|
| 6 months | 0.13% |
| 9 months | 0.14% |
| 1 year | 0.21% |
| 2 years | 0.31% |
| 3 years | 0.34% |
| 4 years | 0.37% |
Features
- Currency: CHF, EUR, USD
- Opening fee: none
- Opening amount: minimum CHF/EUR/USD 50,000
- Contract term: 3 months to 4 years depending on currency
- Blocking of funds: yes, depending on the agreed term
- Interest: annual interest payments (every 12 months)
- Pledge: possible
- Withholding tax: 35% on interest payments of CHF 200 or more
- Eligibility: available to holders of CA Extra and CA First packages
- Early withdrawal: in the event of withdrawal, a penalty is charged**
- Withdrawal limit: minimum CHF 5,000 in the currency of your Fixed Term Deposit; in the event of a withdrawal, the remaining balance on the fixed-term deposit account must be at least CHF 10,000
- Annual statement: free of charge
- Interest rates: on request
** For more information, please contact your advisor.