Banking and insurance 3rd pillars
Give yourself a second youth
with the benefits of our 3rd pillars
Sign up

Pensions and insurance
3rd pillar comparison

Do you wish to sign up for a 3rd pillar, but you're not sure which one? Choose the product that best suits your needs and lifestyle.
Flexible savings
Sign up online
  • Dedicated product
    3rd pillar A Savings
  • Registration and management fees
    Free
  • Build up retirement savings
  • Accidental death & dismemberment insurance
     
  • Deposits
    Capped
  • Flexible rewards
  • Tax benefits1
Dynamic savings
Sign up online
  • Dedicated product
    3rd pillar A Portfolio
  • Registration and management fees
    1%
  • Build up retirement savings
  • Accidental death & dismemberment insurance
     
  • Deposits
    Capped
  • Flexible rewards
  • Tax benefits1
Protect Saver
Sign up online
  • Dedicated product
    3rd pillar A
    Insurance and capital
  • Registration and management fees
    Free
  • Build up retirement savings
  • Accidental death & dismemberment insurance
  • Deposits
    Capped
  • Flexible rewards

    (limited)
  • Tax benefits1
Protect+
Sign up online
  • Dedicated product
    3rd pillar B
    Insurance and capital
  • Registration and management fees
    Free
  • Build up retirement savings
  • Accidental death & dismemberment insurance
  • Deposits
  • Flexible rewards
  • Tax benefits1

    (limited according to canton)
  • Dedicated product
    3rd pillar B
    Insurance
  • Registration and management fees
    Free
  • Build up retirement savings
     
  • Accidental death & dismemberment insurance
  • Deposits
  • Flexible rewards
  • Tax benefits1
     

Winning combination

By combining certain 3rd pillars, you can diversify your investments and boost your benefits. Arrange a meeting with an advisor to find out more

The advantages of our 3rd pillar solutions

Rate of %
One of the most competitive interest rates in Switzerland for 3a savings.
Tax savings
Tax benefits1 in each year in which you make a (pillar 3a) contribution1.
Insurance
Accidental death & dismemberment insurance for your and your family.
(pillar 3a and 3b).
Preparing for the future
Save wisely and close any potential gaps in your retirement plans.
A winning combination
Possible to combine pension products according to your needs.
Dynamic savings
Make your 3rd pillar work harder with a selection of investment products.
1 Significant tax savings can be made.
Chat