CA Energy savings account
Savings with energised interest
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CA Energy savings account
Saving for a specific goal

The CA Energy savings account is an ideal ally in preparing for a long-term project. Your money will earn you more thanks to an energised interest rate of up to 0.50 %.

From CHF 0 per month

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Interest rates between 0.30 % and 0.50 %
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No negative interest rates
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Secure savingswith no risk

Energised interest rate

With an average return of 0.38 %, your savings can earn you up to 4 times more than with traditional accounts.

Tier-based reward system*

From CHF 1 to CHF 50,000: rate of 0.50 %
From CHF 50,001 to CHF 100,000: rate of 0.40 %
From CHF 100,001 to CHF 200,000: rate of 0.30 %

A risk-free investment.

Combine security with an attractive rate for your money, enjoying the benefits of a risk-free savings account.

Features

  • Currency: CHF
  • One account per customer
  • Account opening and closure: free of charge
  • Annual statement: free of charge
  • Lower limit: none
  • Payments: not mandatory
  • Payment limit: CHF 200,000
  • E-banking and mobile banking access
  • During the first 12 months, withdrawals are subject to a penalty1.
  • After the first 12 months:
  • Penalty-free withdrawal limit per calendar year:CHF 100,0002
  • Notice for amounts exceeding the limit: 6 months
  • Number of annual withdrawals: unlimited
  • Withholding tax: 35 % on interest of CHF 200 or more

Additional information

The CA Energy savings account is available for free (on demand) with the CA Start, CA Extra and CA First packages.

Package fees

  • CA Start CHF 5 /month
  • CA Extra CHF 12 /month
  • CA First CHF 15 /month

 * See detailed terms and conditions at your local branch. The interest rates quoted may be raised or lowered at any time according to developments in the financial markets.
1 If a withdrawal is made during the first 12 months, a penalty of 2 % will automatically be applied to the amount withdrawn.
2If the withdrawal limit is exceeded without notice, a penalty of 2 % is automatically applied to the amount exceeding the limit. If you exceed the withdrawal limit with notice of less than six months, the penalty is reduced proportionally.

Crédit Agricole next bank (Switzerland) SA reserves the right to adjust its fees, services and interest rates.

Displayed rates valid from 1st of January 2023.
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