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Our mortgage and loan rates

Finance your projects with ease.

Below, you will find our rates for mortgage loans in Switzerland and in France, building loans, and personal loans.

SARON rate

Our SARON mortgage includes the SARON rate compounded quarterly + 0.70% bank margin*.

SARON mortgage2.16%

* This rate is given as an indication on 15.04.2024, is subject to conditions and is offered as part of our eco-loan offer. If the quarterly compound SARON rate becomes negative, the mortgage rate applied will match the bank's margin. For further information, please contact your branch.

Fixed rate mortgages

Rates valid from 15.07.2024.

Over 3 years
Switzerland**Starting at 1.56%
France (CHF)***Starting at 2.26%
France (EUR)***Starting at 4.05%
Over 5 years
Switzerland**Starting at 1.61%
France (CHF)***Starting at 2.31%
France (EUR)***Starting at 4.39%
Over 7 years
Switzerland**Starting at 1.66%
France (CHF)***Starting at 2.36%
France (EUR)***Starting at 4.61%
Over 10 years
Switzerland**Starting at 1.73%
France (CHF)***Starting at 2.43%
France (EUR)***Starting at 4.75%
Over 15 years
Switzerland**Starting at 2.27%
France (CHF)***Starting at 2.62%
France (EUR)***

** The above mortgage interest rates apply to financing in Switzerland as part of our Eco-loan offer. They are indicative, without guarantee, subject to conditions, and may be changed at any time. Promotional offers cannot be combined. For more information, please contact your branch.

*** The mortgage interest rates above relate to financing in France. They are indicative, without guarantee, subject to conditions, and may be changed at any time. Promotional offers cannot be combined. For more information, please contact your branch.

Building rate

Financing building work in Switzerland.

Building loan2.25%

**** The above mortgage interest rate applies to financing in Switzerland as part of our "Combi Construction" offer. It is indicative, without guarantee, subject to conditions, and may be changed at any time. Promotional offers cannot be combined. For more information, please contact your branch.

Personal loan rate

Finance your projects with ease.

Personal loanFrom 5.25% to 6.75%
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Crédit Agricole next bank: one of the best banks for your loans and mortgages in 2024

Crédit Agricole next bank was named one of the best banks of 2024 in the "Loan and mortgage offer" category in the rankings carried out by PME, Statista and Handelszeitung. This recognition is testament to our commitment to always providing you with a comprehensive mortgage offering at attractive rates, as well as in-depth advice and expertise in both the Swiss and French property markets.