Fixed rates
Protect yourself against possible rises with rates set for terms of 3 to 15 years that can be locked in up to 24 months in advance (forward).
Have you found your ideal second home or rental property? Whether it's a chalet, house or apartment, we can help you finance your property purchase in France.
Get an agreement in principle to finance your second home in just 20 minutes.
Take advantage of the option not to amortise up to 50% of the value of your property.
Finance your property entirely in CHF or EUR and benefit from the same terms and conditions as a Swiss loan.
Let our experts, who are specialists in the field and in the French property market, guide you.
Benefit from an analysis of the tax impact of your purchase on both sides of the border, as well as assistance with the administrative formalities.
Finance your property in CHF or EUR. Financing in EUR allows you to finance your property in the same currency as the rents you receive (in the case of a rental property).
Protect yourself against possible rises with rates set for terms of 3 to 15 years that can be locked in up to 24 months in advance (forward).
Take advantage of market opportunities and gain greater flexibility by taking out a SARON mortgage.
Not sure what you want? Opt for a customised solution and divide your loan into several tranches with the type of rate you prefer.
The financing conditions for a second home or rental property are not the same as those for a main residence, particularly with regard to the amount of equity required.
As with any purchase in Switzerland, we carry out a valuation of the property to confirm its value. This step is compulsory and ensures that you buy at the right price.
You must set aside at least one third of the appraised value of the property as equity. Please note: you cannot use your 2nd or 3rd pillar savings as equity.
Various costs - which vary and are not included in the financing calculation - are added to the purchase price of the property, including:
It is important to take these into account and to set aside extra funds to cover them.
Using our simulator, find out whether you have enough equity to purchase your second home or rental property and estimate the monthly mortgage payment.
Get an agreement in principle 100% online to transfer your mortgage or finance your main, second or rental home in just 20 minutes.
Crédit Agricole next bank was named one of the best banks of 2024 in the "Loan and mortgage offer" category in the rankings carried out by PME, Statista and Handelszeitung. This recognition is testament to our commitment to always providing you with a comprehensive mortgage offering at attractive rates, as well as in-depth advice and expertise in both the Swiss and French property markets.